Since they will be without insurance when the new insurance goes into effect, will they be exempt from any preexisting conditions? | Online Homework Help

Course: Employment Law: LGL-554-1606
Assignment: Assignment 5

Benny and Dora Brown are a married couple with two young children. On April 10th, They come into your office and tell you the following facts:

Don't use plagiarized sources. Get Your Custom Essay on
Since they will be without insurance when the new insurance goes into effect, will they be exempt from any preexisting conditions? | Online Homework Help
This is a Snippet Preview Access a Complete Custom Written Paper Done by Our Expert Writers
Order Essay

Benny is an independent contractor but his wife Dora is an airline Pilot. They were on Dora’s health insurance for themselves and their two children. Unfortunately, Dora lost her job on January 1st.

On February 28th, they purchased Temporary Insurance, because their two year old daughter liked the talking lizard in the ad. This temporary insurance is good for two months, lasting until April 28th. It has high premiums, but they are generally a very healthy family, and really only bought the policy in the case of something catastrophic.

Fortunately, Dora found a new job at a small airline company. The job, and the health insurance from her new employer, will begin on May 1st. They understand that they will be without insurance for a few days, but decided it would be okay.

As luck would have it, Dora is starting to experience some symptoms that may be somewhat serious. Not knowing what a “diagnosis” might entail, the Browns are considering their options. They are trying to weigh their rights and options as to whether to wait until the new insurance starts (approximately 3 weeks) or to have her go to the doctor now (paying the office visit, tests, etc. out of pocket). Obviously they want to seek medical advice as soon as possible, but, they don’t want to ruin any chance of the insurance covering any treatment (such as surgery) that may be needed soon (if a particular diagnosis is rendered).

They have the following concerns.

  1. Since they will be without insurance when the new insurance goes into effect, will they be exempt from any preexisting conditions?
  2. Will HIPAA consider their Temporary Insurance to be credible coverage?
  3. How can they prove credible coverage to their new employer?
  4. Does it matter that they did not enroll in COBRA?

How would you advice the Brown’s? Please aIDress each concern.


My Academic Papers | Homework Papers
Calculate your paper price
Pages (550 words)
Approximate price: -

Why Work with Us

Top Quality and Well-Researched Papers

We always make sure that writers follow all your instructions precisely. You can choose your academic level: high school, college/university or professional, and we will assign a writer who has a respective degree.

Professional and Experienced Academic Writers

We have a team of professional writers with experience in academic and business writing. Many are native speakers and able to perform any task for which you need help.

Free Unlimited Revisions

If you think we missed something, send your order for a free revision. You have 10 days to submit the order for review after you have received the final document. You can do this yourself after logging into your personal account or by contacting our support.

Prompt Delivery and 100% Money-Back-Guarantee

All papers are always delivered on time. In case we need more time to master your paper, we may contact you regarding the deadline extension. In case you cannot provide us with more time, a 100% refund is guaranteed.

Original & Confidential

We use several writing tools checks to ensure that all documents you receive are free from plagiarism. Our editors carefully review all quotations in the text. We also promise maximum confidentiality in all of our services.

24/7 Customer Support

Our support agents are available 24 hours a day 7 days a week and committed to providing you with the best customer experience. Get in touch whenever you need any assistance.

Try it now!

Calculate the price of your order

Total price:

How it works?

Follow these simple steps to get your paper done

Place your order

Fill in the order form and provide all details of your assignment.

Proceed with the payment

Choose the payment system that suits you most.

Receive the final file

Once your paper is ready, we will email it to you.

Our Services

No need to work on your paper at night. Sleep tight, we will cover your back. We offer all kinds of writing services.


Essay Writing Service

No matter what kind of academic paper you need and how urgent you need it, you are welcome to choose your academic level and the type of your paper at an affordable price. We take care of all your paper needs and give a 24/7 customer care support system.


Admission Essays & Business Writing Help

An admission essay is an essay or other written statement by a candidate, often a potential student enrolling in a college, university, or graduate school. You can be rest assurred that through our service we will write the best admission essay for you.


Editing Support

Our academic writers and editors make the necessary changes to your paper so that it is polished. We also format your document by correctly quoting the sources and creating reference lists in the formats APA, Harvard, MLA, Chicago / Turabian.


Revision Support

If you think your paper could be improved, you can request a review. In this case, your paper will be checked by the writer or assigned to an editor. You can use this option as many times as you see fit. This is free because we want you to be completely satisfied with the service offered.